ATM card

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For other uses, see Bank card.

Sample ATM card linked to PLUS.

In some countries: An ATM card (also known as a bank card, client card, key card or cash card) is an ISO 7810 card issued by a bank, credit union or building society.

Its primary uses are:

at an ATM for deposits, withdrawals, account information, and other types of transactions, often through interbank networks
at a branch, as identification for in-person transactions
at merchants, for EFTPOS (point of sale) purchases

Unlike a debit card, an ATM card can only be used for transactions in person (and not by telephone, fax or internet), as it requires authentication through a personal identification number or PIN. In other words, it cannot be used at merchants that only accept credit cards.

In countries that don't have distinct debit cards (please define what a distinct debit card is), such as Canada, an ATM card is also known as a "debit card".

In other countries: A cash machine card is used exclusively with cash machines. For making purchases, a debit or credit card is used instead. A physical card may sometimes be a combined cash machine card, debit card and credit card.